Privacy Policy
Last updated: May 26, 2026
1. What Information We Collect
We collect information you provide directly when you create an account or use the Service, including your email address, name, and the financial data you choose to enter (such as budgets, transactions, accounts, subscriptions, and paychecks). We also collect basic usage and session data to operate and improve the Service, such as device type, page visits, and app events.
2. How We Use Your Information
We use your information to provide, maintain, and improve the Service; to authenticate your identity and secure your account; to communicate with you about the Service; and to analyse how the Service is used in aggregate to improve features and performance. We do not sell your personal information to third parties.
3. Financial Data
Any financial figures, account names, transaction records, or related data you enter are stored solely to provide you with the Service. This data is associated with your account and is only accessible to you (and to service administrators for support and security purposes). Setorin does not access or share your financial data for advertising or third-party profiling purposes.
4. Data Storage and Security
Your data is stored securely using industry-standard practices. We take reasonable technical and organisational measures to protect your information from unauthorised access, loss, or disclosure. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.
5. Data Retention
We retain your data for as long as your account is active or as needed to provide the Service. If you delete your account, your personal and financial data will be permanently removed from our systems, except where retention is required by law or for legitimate security or fraud-prevention purposes.
6. Cookies and Local Storage
The Service may use browser cookies, local storage, or session storage to maintain your session, remember preferences, and support analytics. You can configure your browser to refuse cookies, but some features of the Service may not function correctly if you do.
7. Analytics and Usage Data
We collect anonymised or pseudonymised usage data (such as which pages are visited and which features are used) to understand how the Service is used and to improve it. This data does not include your financial records or personally identifiable information beyond what is necessary to associate usage with your account session.
8. Third-Party Services
The Service may integrate with third-party platforms (such as payment processors) to enable subscription management. These third parties have their own privacy policies, and we encourage you to review them. We only share the minimum information necessary to facilitate these integrations.
9. Children's Privacy
The Service is not directed at children under the age of 13 (or the applicable minimum age in your jurisdiction). We do not knowingly collect personal information from children. If we become aware that a child has provided us with personal data, we will take steps to delete it.
10. Your Rights
Depending on your jurisdiction, you may have rights regarding your personal data, including the right to access, correct, or delete your data, or to object to or restrict certain processing. To exercise these rights, contact us through the method provided in the app. We will respond to legitimate requests in accordance with applicable law.
11. Account Deletion
You can delete your account and all associated data at any time from the Settings page within the app. Deletion is permanent and cannot be undone. Some anonymised or aggregated records may be retained for security and fraud-prevention purposes even after account deletion.
12. Changes to This Policy
We may update this Privacy Policy from time to time. When we do, we will revise the "Last updated" date. Continued use of the Service after an updated Policy is posted means you accept the updated terms.
13. Contact
For questions or concerns about this Privacy Policy or how your data is handled, contact Setorin through the contact method provided in the app or website.